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Go to school. Get good grades. Get a good job. Buy a house. Work for 30+ years. Be a good consumer. Retire on a golf course. For many, these are the ingredients for success. But life has more to offer those willing to change the recipe. By living in a small apartment in an old building, walking and biking instead of owning a car, and preparing most of our meals in our own kitchen, we were able to save a large percentage of our income. Instead of buying things and services, we learned new skills that reduced our expenses even further. By learning to invest, we turned those savings into a respectable income stream. Now still in our 30’s, instead of 2 weeks of vacation a year, we have 52.


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