4% Rule Creator Bill Bengen Reveals His NEW 5% Retirement Strategy | Bigger Pockets Podcast
The 4% rule just got a major update! Bill Bengen, the creator of the famous 4% withdrawal rule, returns to share his latest research that's changing retirement planning forever. Welcome back to the BiggerPockets Money podcast! Discover why he's now recommending a 4.7% withdrawal rate and what this means for YOUR retirement strategy.
In this episode, you'll learn:
Why Bill Bengen updated his iconic 4% rule after decades of research
The psychology behind why retirees struggle to actually spend their money
How market conditions should influence your withdrawal strategy
The role real estate plays in a well-diversified retirement portfolio
Active vs. passive management strategies for retirees
How younger retirees should approach their investment timeline differently
Why protecting your principal matters more than maximizing returns
The importance of controlling expenses and finding purpose beyond money
And SO Much More!
Whether you're planning for retirement or already retired, this conversation will reshape how you think about withdrawal rates, portfolio management, and creating a sustainable financial future.
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