Buy NOW or WAIT: Is It a Good Time to Buy a House/Rental Property? | Bigger Pockets Video

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Is it a good time to buy a house, OR should you wait until mortgage rates fall? If you’re buying a rental property or even a primary residence, a drop in mortgage rates could save you hundreds of dollars a month, but is it worth the risk to wait if home prices rise? This is a constant question we’re asking ourselves at BiggerPockets, so we did the math, calculating how much money we’d save IF we waited to buy in 2025.

We’re using average home prices and mortgage rates, so this calculation could be exactly what you’re looking at for your next real estate deal. The problem? What if rates DON’T end up going down, and prices rise anyway? Is the potential savings worth the risk you’re taking with home prices forecasted to jump over the next year?

Don’t worry; we ran the calculations, so you don’t have to! But you can try them yourself with our free mortgage calculator here: link