Cruising to FIRE in Their 50s (After $500K in Debt!) | Bigger Pockets Video

Episode #635

Maximize Your Real Estate Investing with a Self-Directed IRA from Equity Trust:
link

Episode Show Notes:
link

Join BiggerPockets for FREE 👇
link

Reach FIRE with “Set for Life”:
link

Sign Up for the BiggerPockets Money Newsletter:
link

Find an Investor-Friendly Agent in Your Area:
link

BiggerPockets Money 606 - The Points Guy’s Travel Hacking Tips to Fly for FREE in 2025:
link

Connect with Amirra:
link

Connect with Mindy:
link

Fear that early retirement is out of the question because you have too much debt? It’s not game over. Whether you’re debt-free or still chipping away at your student loans, today’s guests are proof that FIRE is never too far out of reach—even if you’ve got half a million dollars in debt!

Welcome back to the “BiggerPockets Money” podcast! Amirra and Mazi Condelee’s first date was an all-timer. While many would consider personal finance a taboo topic, they cut right to the money talk—specifically, debt. And it was a good thing they did because they’ve racked up a combined $500,000 in student debt. Most would assume this spells doom for financial independence, but Amirra and Mazi knew they could pay it off by increasing their income, cutting costs, and staying disciplined.

In just five years, they’ve snowballed out of student loan debt and toward their long-term goal—retiring in their 50s. Now that this power couple is nearly debt-free, they’re focused on saving for retirement. Tune in to learn what they still need to do to reach their (high) FIRE number, why they refuse to downsize their dreams, and how they plan to spend their retirement!

00:00 Intro
01:24 Crucial Money Conversations
10:18 Finances Before Meeting
13:08 Debt Payoff Journey
23:31 Money Advice for Couples
27:51 Money Snapshot
36:13 Dialing in Your FI Number
40:00 The Road to $10M
47:37 Connect with Amirra & Mazi!
49:14 Be a Money Power Couple!