Rental Property Loans That Work In 2025 (+ Sneaky 4% Rate Trick) | Bigger Pockets Video
Episode #1163
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These investment property loans can get you a 4% interest rate, a lower monthly payment, or require very little cash at closing. They’re still available in 2025, but most real estate investors are unaware of them. We’ve used these exact strategies on our rental properties in the past, and with rates trending lower, this could be an even better time to take advantage. We’re giving you the full details in this 2025 rental property financing guide!
Low credit score or high debt-to-income? You can still invest, but you’ll need to do it wisely. Jeff Welgan is here to help. Jeff is one of our trusted investor-friendly lenders, meaning he’s used to working with rental property investors, not your standard homebuyer who buys a house every thirty years. Jeff is on the inside of the mortgage industry, meaning he knows loans that beginner investors rarely ever hear about.
Today, we’re talking about the real estate loans you wish you knew about, mortgage rate predictions and how low interest rates could go by the end of 2025 (Dave and Jeff even place a bet on it), the best beginner loans with little money down, and a sneaky way to snag a 4% interest rate while waiting for rates to get lower.
00:00 Intro
01:39 Lower Monthly Mortgage Option
08:31 Lower Rates Ahead?
10:01 ARMs (Adjustable Rate Mortgages)
12:48 How Much to Put Down
15:58 Best Beginner Loans
18:53 Low Credit Score? No Problem
20:15 Rates in the 4% Range!
24:08 Finding a Lender
27:51 Watch Out for This!
31:11 Interest Rate Predictions
