Episode #1185
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Sept. 2025 Housing Market Update: Mild Correction, Any Signs of a Crash?
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The buying window could be closing in these housing markets. For the first time in years, inventory is dropping in once-strong buyer’s markets. Sellers are tired of waiting for offers and refusing to get lowballed, so more are staying put. With less inventory comes more competition, rising prices, and vulnerable buyers. So, which markets are most at risk?
Senior Economist at Zillow, Kara Ng, joins us to share the latest data on the housing market. Buyers have realized mortgage rates probably aren’t going back to 5% any time soon, but with sellers opting to stay in their homes, are would-be homebuyers stuck between high rent and high mortgage payments?
But there’s good news for new investors and first-time homebuyers. A new resource allowing buyers to get down payment assistance was recently released, helping those who don’t have tens of thousands saved for a down payment.
Want a return to an affordable housing market? Kara shares the single biggest variable that’s stopping affordability (it’s not mortgage rates) and how, if we can solve it, every American could benefit.
0:00 Intro
1:00 Sellers Are Walking Away
4:36 These Markets Are Reversing
6:18 What Buyers Should Do
9:38 Sponsor: Fundrise!
9:49 Zillow Mortgage Rate Forecast
11:29 Why No One is Moving
15:33 New Down Payment Assistance Resource
18:38 The Affordability Solution