Why Expert Investors Are Hoarding Cash as 2025 “Asset Bubble” Balloons | Bigger Pockets Video

Episode #296

Join the Future of Real Estate Investing with Fundrise:
link

Episode Show Notes:
link

Join BiggerPockets for FREE 👇
link

Grab J’s Book, “Recession-Proof Real Estate Investing”:
link

Sign Up for On the Market’s Newsletter:
link

Find Investor-friendly Tax and Financial Experts:
link

BiggerPockets Real Estate 1071 - The Macro Analysis is Clear: Why We Are Reallocating (Away From Stocks) to Real Estate in 2025:
link

Connect with J:
link

Connect with Dave and Our Panel of Expert Guests:
Dave Meyer: link
Henry Washington: link
James Dainard: link
Kathy Fettke: link

Is now the time to stop investing and start saving cash instead? As an “asset bubble” balloons larger and larger, every investment is looking overpriced. Homes are at all-time high prices with massive mortgage payments, stock price-to-earnings ratios are reaching dangerous levels, and Bitcoin is hovering around six figures. We constantly talk about how consistently investing in real estate leads to long-term wealth, but is now the time to pause?

J Scott, the author of “Recession-Proof Real Estate Investing” and expert flipper, multifamily investor, and more, has significantly shifted how he’s using his money. While deals were plentiful before rates rose, they're now much harder to find—and not just in real estate. Who knows which tech and AI stocks will be worthless in a few years and which cryptos will crash?

So, what should you do with your money at this inflection point in the economy? Should you hoard cash and wait for opportunities, or follow the “dollar-cost averaging” advice and invest regularly? Will doing so cause you to miss out on opportunities if the economy begins to shift? We’re asking J his take in this episode!

00:00 Intro
01:32 J’s Investment Portfolio
04:14 Don’t Buy Real Estate?
05:56 The 2025 “Asset Bubble”
09:46 Why J is Selling
17:31 Timing the Market, Worth It?
18:38 2025 Buying Opportunities
27:06 Buy in Cash OR Hoard Cash?
33:10 Put MORE Money Down