Episode #224
Maximize Your Real Estate Investing with a Self-Directed IRA from Equity Trust:
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Jim Pfeifer welcomes John Bowens of Equity Trust to break down Roth conversions and how investors can use them effectively within self-directed IRAs or solo 401(k)s. John explains how to reduce your tax burden by revaluing illiquid assets like real estate syndications before converting to a Roth account. He also walks through when conversions make sense, how to get involved with Equity Trust, and why paying taxes on the seed rather than the crop can lead to long-term tax-free growth.
If you are planning for early retirement, building legacy wealth, or want to reduce your tax liability, this conversation offers a practical roadmap.
Disclaimer
The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Remember that past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any of the advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.
00:00 Understanding Roth Conversions
05:09 The Roth Conversion Equation
09:54 Converting Assets In-Kind
14:45 Discount Conversion Strategy
20:03 Tax Implications and Planning
25:08 Finding the Right CPA
29:47 Conclusion and Resources