5 Ways to Get a 5% Mortgage Rate in 2025 | Bigger Pockets Video

Baselane: Automate your real estate finances with banking and AI-powered bookkeeping. Claim your $100 bonus! link

Check Out the Rookie Resources:
link

Join BiggerPockets for FREE 👇
link

Grab Ashley’s Book, “Real Estate Rookie”
link

Sign Up for the Real Estate Rookie Newsletter:
link

Find Investor-Friendly Lenders:
link

Should You Buy Mortgage Points? Evaluate the Financial Benefits First:
link

Connect with Ashley:
link

You CAN get a 5% mortgage rate, even in 2025, without putting tons of money down. There are numerous tactics you can use to lower your interest rate—even into the 4% range!

Today, Ashley is sharing the five strategies you can use to get a 5% interest rate in 2025 as a rookie real estate investor!

You can even use one “sneaky” tactic to get the SELLER to pay for your lower interest rate! That means the next house you pick up could have better cash flow as you enjoy a lower mortgage payment every single month, all paid for by the seller. How is that possible? Ashley is explaining!

Plus, did you know that for short-term real estate deals, like a house flip or a BRRRR (buy, rehab, rent, refinance, repeat), you can use one type of mortgage that tends to have EVEN lower rates than a regular 30-year fixed loan? Yep, it’s true.

Want a 5% rate in 2025? Follow ANY of these five strategies to get it!

FRED® Graphs Federal Reserve Bank of St. Louis. 2025. All rights reserved. All FRED® Graphs appear courtesy of Federal Reserve Bank of St. Louis. link