How to Invest in Real Estate with an AVERAGE Salary (Under $75K) | Bigger Pockets Video

Episode #531

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If you want to know how to invest in real estate in 2025, even if you earn an average salary, you’re in the right place. In this episode, we’re going to break down the exact steps YOU can take to buy your first or next rental property—yes, even in today’s tough housing market!

Welcome back to the “Real Estate Rookie” podcast! Today, Ashley, Tony, and investor Luke Carl are going to share how they would invest in real estate in 2025 if they were starting from scratch. We’ll look at today’s housing market from the perspective of someone who earns an average salary of $75,000 or less and share our favorite strategies, property types, and loans for a beginner.

Stay tuned to learn why Ashley recommends forming a partnership for your first real estate deal, why Tony loves the NACA mortgage, and why Luke likes to target properties that need a little love. We’ll also share our top tips for new investors—from getting a mentor and building rapport with lenders to avoiding “shiny object syndrome” and fast-tracking your savings for a bigger down payment!

00:00 Intro
00:57 First Steps for Rookies
07:44 Building a Financial Foundation
11:40 Getting Preapproved
16:35 Best Property Types
23:04 Finding the Deal
29:38 Paying Off Debt vs. Investing
33:29 Advice for New Investors
36:16 Connect with Luke!