Mortgage Rate Drops Are Coming: How YOU Should Prepare Today | Bigger Pockets Video

Episode #588

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Looking to buy a rental property in the next 12 months or so? The housing market is shifting fast, and today’s guest has some major insights on what’s changing in the lending space. Whether you’re actively trying to find the right loan or holding out for lower mortgage rates, you won’t want to miss this episode!

Welcome back to the “Real Estate Rookie” podcast! Today, we’re joined by mortgage expert Jeff Welgan for a masterclass on what rookies should be doing when getting a mortgage for their investment property. Jeff’s optimistic about the lending opportunities that could be on the horizon for real estate investors, but he’s also seen plenty of deal-killing mistakes. Want to make sure you get the best real estate financing? Then stay tuned!

Along the way, Jeff will share his biggest lending predictions for the next year, the best types of loans to consider in 2025, and crucial advice for new investors as they’re starting their investing journey. He’ll also tell you why buying mortgage points could be a bad idea and when to start working with a lender during the property-buying process.

00:00 Intro
00:34 2025 Lending Predictions
04:32 Federal Funds vs. Mortgage Rates
09:35 Waiting for Rates to Drop
15:18 Sponsor: Baselane!
16:16 Best Loans in 2025
22:14 Common Rookie Mistakes
29:14 What to Do NOW
34:43 Connect with Jeff!