Rental Property Loans You’Ll Wish You Knew About Sooner | Bigger Pockets Video

Episode #624

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Most rookies _think_ you need a mountain of cash to buy a rental property, but the truth is that the financing strategy you choose matters much more than the size of your bank account.

Today, we’re breaking down five of the best (and sometimes overlooked) ways to get your hands on the money you need to close—from low-money-down bank loans to options that let you bypass the bank altogether!

Welcome back to the _Real Estate Rookie_ podcast! In this episode, Ashley and Tony share some of their favorite ways to fund real estate deals in 2025. Whether you’ve got very little money saved or already have a sizable down payment, we’ve got options for every budget. You’ll learn how to put less money down with FHA and conventional loans, but we’ll also share several strategies that allow you to use other people’s money (OPM)—like real estate partnerships, private money, and seller financing!

Already own your home? We’ll even show you how to tap into your existing home equity so that you always have funds on hand—money you can use to build a real estate portfolio much faster than you thought possible!

00:00 Intro
00:39 1. FHA & Conventional Loans
06:59 2. Real Estate Partnerships
14:46 Sponsor: Baselane!
16:03 3. Seller Financing
23:12 4. Private Money
27:32 5. Home Equity Lines of Credit
33:39 Which to Choose?