09.29.25 This Open Enrollment Is Different / A Good Climb: Cd Ladders | Clark Howard Podcast

It’s almost time to choose health insurance for 2026 and there are some significant changes coming with medical care. Clark has important info you need to know ahead of making your elections for open enrollment.  Also, interest rates are up in the air right now.  Is now a good time to open a CD and/or CD ladder with predicted interest rate cuts?  Clark offers a defensive strategy for the money you save. 

Attention: Open Enrollment Changes: Segment 1

Ask Clark: Segment 2

CD Laddering : Segment 3

Ask Clark: Segment 4

Mentioned on the show:

NYTimes: Health Care Costs for Workers Begin to Climb

Spot Health Insurance Scams | Consumer Advice

Is it health insurance or a medical discount plan?

More employers adopting ICHRAs, giving workers money to buy their own health insurance

Why Clark Howard Switched His Cell Phone Service After 18 Years With T-Mobile

Internet Price War: Why Now Is a Good Time To Threaten To Cancel

Wirecutter: How to Avoid a Huge Customs Bill on a Cheap Online Order

What Is a CD Ladder and When Is It a Good Idea?

CD Ladder Calculator - Clark.com

17 New Cell Phone Deals in September

SIM Card Swapping: The Dangerous Cell Phone Scam

Why You Need To Lock Your Phone Number Today

Clark.com resources:

Episode transcripts

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