12.14.22 Pre Disapproved: Credit Card Debt / Housing Affordability: New Considerations | Clark Howard Podcast

When applying for a credit card, knowing your approval odds is a great tool being offered more often. But therein lies hazard. Household debt is rising at the fastest rate since 2007 as credit card debt soars. Also in this episode, Clark lays out 2 main reasons home prices have been going up beyond the general rate of inflation since before the recent run ups, and offers a partial remedy for home buyers to consider as home prices now moderate.

Credit Card Debt: Segment 1

Ask Clark: Segment 2

Housing Affordability: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Credit Karma Review: Free Credit Score and More at Your Fingertips

The Points Guy: American Express adds 'Apply with confidence' tool prior to submitting applications

Coming soon: The big credit squeeze

Clark.com - CREDIT CARDS 

Target RedCard Credit Card Review: Earn 5% Back on Purchases

Best Cash Back Credit Cards: Top Picks for 2022

6 Things To Know About the Capital One Venture X Rewards Credit Card

The Median Home Size in Every U.S. State in 2022

Clark.com resources

Episode transcripts

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices