Clark dives into a new report that reveals the minimum savings needed to retire in every single U.S. state. The numbers are shocking, and the difference between the cheapest and most expensive states is more than you think. Also, are you feeling the pain of high fast-food prices? You're not alone. Clark explains why major chains are slashing prices and bringing back value deals. Find out why this is happening, what to look for, and how to get the best deals using fast-food apps. The value wars are back, and your wallet will thank you.
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the September 24, 2025, episode of The Clark Howard Show. Submit your questions: link
00:00 - Intro
01:25 - #1 Most Expensive State for Retirement
08:00 - Ask Clark - I was invited to a co-worker's child's birthday party and she requested gifts go to a 529 through link . I opted out and gave the money directly to my co-worker instead. (Tyus in Alaska)
10:00 - Ask Clark - Ask Clark - Is there a senior-specific credit card or debit card to help protect an aging parent from financial mistakes? (Matt in California)
11:48 - Ask Clark - I followed your tip about using AAA or other towing options instead of my auto insurance. When my car was towed in 2021, it unexpectedly affected my insurance rate. I’m glad you mentioned this—it vindicates my experience. (Kevin in Georgia)
16:13 - Fast Food Deals Are Back
21:43 - Ask Clark - Do you need an LLC for a rental property? Do you need a trust to protect assets from probate, and can you do it yourself? (Robin in South Carolina)
24:56 - Ask Clark - Can you overpay a utility bill to maximize quarterly cash-back rewards and carry a credit forward? How far can this strategy be pushed? (Brian in Pennsylvania)
26:14 - Ask Clark - During a podcast on saving money while dining out, I shared how my family used kids-eat-free nights and coupons to save. We even sat at separate tables to maximize deals, and I tipped based on the total value of meals and drinks. (Jim in South Carolina)
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