It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, the EV market is shifting. Clark reveals a rapidly closing window of opportunity for savvy drivers to find electric vehicle deals. Clark, a 14-year EV driver himself, shares his insights on how the changing landscape of incentives and inventory can work in your favor.
All this and more on the July 18, 2025, episode of The Clark Howard Show.
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00:00 - Intro
01:15 - Clark Stinks - I got the Venture X card right before Capital One changed lounge access—should I keep it? And does Costco really offer the best cruise prices, or is it just about the cashback? [Jeff in Kansas]
02:51 - Clark Stinks - Why are you still recommending SeatGuru when it no longer provides reliable seat maps? There's a much better alternative now—Aerolopa. [Matt]
03:47 - Clark Stinks - Don't use UPS or FedEx to send bonds or convertible instruments—you're not insured! Registered Mail is the only way. [Warren]
Clark Stinks - Can supplemental benefits like Accident, Hospital Indemnity, and Critical Illness insurance be worth it as I approach age 50? [Jennifer in Georgia]
05:50 - Clark Stinks - I disagree with Clark on warehouse clubs. With smart sale shopping, coupons, and rebate apps, you can beat those bulk prices—without the hassle. [Maynard]
08:05 - Clark Stinks - Costco clothing may be cheap, but the quality doesn't last—half the price, a tenth the life. [Ron]
08:35 - Clark Stinks - I strongly disagree that the Capital One lawsuit is valid. Customers had the option to move to better savings rates—if they were paying attention. [JP]
09:59 - Clark Stinks - Clark, your comments on self-driving Teslas were inaccurate. Tesla only offers Level 2 systems—you still have to be fully alert. [Brian]
11:17 - Clark Stinks - Energy audits can reveal big savings and unlock federal, state, and utility incentives—worth looking into if you've already done the basics. [Joe]
13:15 - Clark Stinks -Uni covers 19 states, not 16, and Bestpass Complete Pass works in 20+ states for private vehicles—not just fleets. [Parke]
14:25 - Please stop saying kids don’t appreciate their parents—it’s an unfair generalization. Some of us really do show up. [Teresa]
16:36 - Is Now a Good Time To Buy an Electric Vehicle?
21:23 - Ask Clark - Are Accident, Hospital Indemnity, and Critical Illness insurance worth it as I approach 50? [Jennifer in Georgia]
23:40 - Ask Clark - Is pet insurance really necessary, or is it just not worth the cost for most people? [Matthew in Maine]
25:27 - I got the VentureX card right before the lounge changes—should I keep it? Also, does Costco Travel actually offer better cruise deals, or just cashback perks? [Jeff in Kansas]
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