Full Show: Clark Stinks! And The True Cost Of Owning A Car | Clark Howard Video

It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, thinking about a new car? Don't make a costly mistake! Clark reveals the secret to understanding the true cost of vehicle ownership. He explains how our Car Cost Calculator can help. You'll see exactly how much you can save by buying a used car or keeping your current one longer.

All this and more on the September 12, 2025, episode of The Clark Howard Show.

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00:00 - Intro
01:36 - Clark Stinks - Is Zelle safe to use for paying vendors, and should you test with $1 first? (Mike in California)
02:53 - Clark Stinks - Why women in the trades shouldn’t be underestimated and examples of successful tradeswomen. (Amethyst in Pennsylvania)
05:10 - Clark Stinks - SIM card lockout issues: how trying to secure your phone backfired. (Pat in Texas)
06:36 - Clark Stinks - Using all 529 funds can make families miss valuable tax credits. (Glenn in Texas)
07:53 - Clark Stinks - Credit card currency conversion abroad: is selecting Dollars always cheaper than local currency? (Pete in Georgia)
09:33 - Clark Stinks - How to avoid overpaying for car repairs by using independent mechanics or DIY. (Richard in West Virginia)
10:15 - Clark Stinks - Dollar Tree gift cards and fraud: what really happens with high-dollar thefts. (Richard in West Virginia)
11:03 - Clark Stinks -Request for Clark’s classic sign-off: “Save more, spend less, and don’t let anyone ever rip you off.” (Thomas in Georgia)
12:09 - The TRUE Cost of Owning a Car
17:34 - Ask Clark - Should we sell our paid-off Subaru and buy a bigger vehicle for a growing family, or keep the Subaru for flexibility? (Ken in Oregon)
20:47 - Ask Clark - Is it worth selling a second car to save on insurance, and what are good cheap cars for one-car households? (Jon in Florida)
23:06 - Ask Clark - Paying cash vs. financing for a car: which strategy gets the best price if you plan to pay off the loan immediately? (Lisa in Minnesota)

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The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET.

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