Full Show: Clark Stinks! and Why You Should Always Appeal Health Insurance Denials | Clark Howard Video

It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, if a health insurance company denies your claim, do you let it go or fight? Clark shares encouraging statistics for people who appeal and a new resource to help you do it.

All this and more on the April 18, 2025, episode of The Clark Howard Show.

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00:00 - Intro
01:40 - Clark Stinks - Can early retirees be denied ACA coverage for having too little taxable income? (Joe)
03:15 - Clark Stinks - Are private equity firms to blame when companies like JoAnn’s go under? (Logan)
05:17 - Clark Stinks - Is it time to replace your old car if newer models offer critical safety features and warranties? (David)
07:32 - Clark Stinks - Is Fidelity a better place to buy Treasury securities than TreasuryDirect? (Diane)
09:05 - Clark Stinks - Can you buy Treasury Bills directly through Vanguard without using TreasuryDirect? (Chuck)
10:31 - Clark Stinks - Should people avoid deleting DNA data from 23andMe if they're using it for genealogy? (Debra)
11:46 - - Clark Stinks - Did Clark make a mistake listing Vanguard as a solo 401(k) provider? (Drew)
12:31 - Clark Stinks - Why delaying Social Security might still make sense even with a short life expectancy? (Jon)
14:58 - Clark Stinks - Should families with disabled adult children use ABLE accounts to protect savings? (Daniel)
16:37 - Clark Stinks - Why can't dentists always rely on insurance companies for accurate benefit info? (Brandon)
18:57 - Why You Should Always Appeal Health Insurance Denials
23:06 - Ask Clark - What are the best health insurance options for a retiring pilot whose spouse isn’t yet eligible for Medicare? (CJ in Alaska)
26:03 - Ask Clark - Can hospitals reduce medical debt or offer support through patient advocates? (Thomas in North Carolina)
28:28 - Ask Clark - What’s the safest and most reliable way to send monthly money from the U.S. to Mexico? (Jeff in Georgia)

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Need Consumer Advice?
The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET.

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