Credit card debt is going through a cycle right now, and we’re hearing from a lot of people who are struggling. Clark has an important warning against companies who promise to counsel, consolidate and clean up your debts. However, there’s only one, trustworthy solution to help you get out of debt, as Clark explains. Also, Clark has a new travel safety warning for all travelers you should know.
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the March 19, 2025, episode of The Clark Howard Show
00:00 - Intro
01:31 - Clark’s Crucial Debt Advice
06:33 - Ask Clark - My JC Penney and Kohl’s cards are being replaced with new issuers—should I activate them, cancel, or do nothing? (Arnold in Pennsylvania)
08:45 - Ask Clark - My Delta Platinum Amex APR jumped to 29%, making my minimum payment unaffordable—should I do a relief program or debt consolidation? (Paul in Florida)
11:44 - Ask Clark - My credit cards have 30%+ interest rates—should I cancel them after paying them off or just keep them locked away? (Christina in Georgia)
13:31 - New Travel Safety Warning
18:48 - Ask Clark - What’s the best way to book airfare for a December wedding in Dublin using points or cash, given my fixed dates? (Logan in Arizona)
22:18 - Ask Clark - Is Apollo Group TV, a $159/year streaming service paid via Cash App or Bitcoin, legit or a scam? (Frank in Florida) link
24:37 - Ask Clark - I was misled into opening a credit card—can I cancel it without hurting my 820 credit score? (Donald in Wisconsin)
Mentioned on the show:
Related resources
link
link
link
Clark.com: Advice You Can Trust:
SUBSCRIBE: link
Listen To The Clark Howard Podcast: link
Apple Podcasts: link
Spotify: link
iHeartRadio: link
Follow Us for More Money Tips:
Website: link
Podcast: link
Newsletter: link
Instagram: link
Facebook: link
Need Consumer Advice?
The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET.
If you found this video valuable, give it a like.
If you know someone who needs to see it, share it.
Leave a comment below with your thoughts.
Add it to a playlist if you want to watch it later.
Our Promise to You:
At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: link