Are you unknowingly contributing to a multi-billion dollar problem? Clark dives into the shocking truth about how shoppers are exploiting retail return policies – and why it's costing everyone money. We'll explore why online shopping might soon be more expensive than in-store, and what "price discrimination in reverse" could mean for your wallet! Also, considering a home renovation or addition? With new reports of Americans delaying home improvements, Clark reveals why now might actually be a better time to tackle those projects. Learn how to navigate labor costs and markups, and understand the real financial impact of your renovations.
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 16, 2025, episode of The Clark Howard Show.
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00:00 - Intro
01:01 - Clark’s Surprising Retail Price Prediction
07:40 - Ask Clark - Wedding gift mix-up: What should be done with an unexpected MacBook? (Whitney in Virginia)
09:05 - Ask Clark - How can I safely sell a vacant lot in another state and get paid securely? (Jolyne in Missouri)
10:56 - Ask Clark - Keep the 2023 Bolt EV or upgrade to a new Tesla Model Y? (Steve in South Carolina)
14:10 - Is Now a Good Time for Big Home Projects?
17:50 - Ask Clark - Should I start my pension now at 63 or wait until I retire in two years? (Marc in Florida)
20:51 - Ask Clark - How do I build a CD ladder with $15,000, and which banks offer the best rates? (George in Massachusetts)
22:36 - Ask Clark - Will I run into problems thawing my frozen credit if I retire abroad? (Bob in South Dakota)
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