Clark unpacks a viral TikTok hack claiming you can become a multi-millionaire by making some serious sacrifices in your teens and 20s. Could this extreme plan actually work? Clark breaks down the math and explains why the most important part of this whole equation is simply starting early. Also, he shares why he's so optimistic about the future of affordable housing and how new technology and innovative building methods could solve a big part of the housing crisis.
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the October 6, 2025, episode of The Clark Howard Show. Submit your questions: link
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00:00 - Intro
01:33 - Does TikTok’s $4 Million Retirement Plan Work?
08:40 - Ask Clark - We booked a Kauai rental directly with the property manager for $380 less than VRBO. Reviews were great. Did we take on too much risk, or was this a savvy move? (Jeff in Minnesota)
12:29 - Ask Clark - When a dealer test drives your trade-in and something goes wrong, who is responsible—the owner’s insurance? Should I go on the test drive with my trade-in? (Dave in Connecticut)
14:19 - Ask Clark - What brand of dash cameras do you recommend? (Kate in Oklahoma)
17:19 - Clark Tours the Future of Housing
24:49 - Ask Clark - My 20-year-old son has over $100K saved and wants to start investing. What’s a smart approach for a young investor just starting out? (Donna in North Carolina)
29:11 - Ask Clark - For small landlords, what’s the safest way to receive rent payments? Checks, payment apps, or direct deposits—what’s your recommendation? (Karen in Virginia)
312:00 - Ask Clark - How does Fidelity’s 529 account compare to state-run 529s? Should I move my child’s Utah 529 to Fidelity? (Adam in Florida)
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