Full Show: Don’t Make This 401(k) Mistake and Small Businesses Are Your Biggest Opportunity | Clark Howard Video
Are you worried about the economy and cutting back on your 401(k) contributions? Clark reveals the surprising truth about what's happening with retirement savings and why panicking during market dips can be a huge mistake. Plus, he shares surprising praise for an annuity option available to many 401(k) accounts. Also, big companies are laying people off, but there's a secret economic powerhouse creating jobs and wealth! Clark explains why small businesses are the engine of the U.S. economy and how becoming an entrepreneur might be your best move for financial security and building real wealth.
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 2, 2025, episode of The Clark Howard Show.
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Note: In honor of Independence Day, no new show will publish on Friday, July 4. We wish you a safe and fun weekend!
00:00 - Intro
01:15 - Don’t Make This 401(k) Mistake
07:00 - Is it okay if all our retirement savings are in my name, even though I’m married? (Andrew in Iowa)
10:28 - Do I need to hire a financial planner to get started with investing and retirement planning? (New investor in North Carolina)
13:40 - Is an 8.1% APY savings offer from Moomoo safe if it’s a sweep account claiming FDIC protection? (Joe in Georgia)
17:51 - Small Businesses Are Your Biggest Opportunity
23:23 - Should I stay loyal to a local insurance agent if premiums keep rising, or shop around again? (Marie in Tennessee)
25:55 - A California collection agency is chasing me for an unpaid Italian traffic ticket—what should I do? (Mike in Florida)
28:49 - Is Walmart Pay safe to use, and are there any downsides for frequent shoppers? (Will in Florida)
30:56 - Clark's July 4th Message
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