Full Show: Is It Ever Okay To Borrow From Your 401(k)? and Clark-Approved Lost Luggage Solution | Clark Howard Video

It can be tempting to take money out of your 401(k). After all, you pay yourself back, right? Not the case! Clark explains why it’s a slippery slope to pull money out of retirement savings – and what you should absolutely never take money out to buy. Also, lost checked bags has been a big problem over the last several years. But airlines are finally implementing solutions to prevent it from happening.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the May 19, 2025, episode of The Clark Howard Show.

00:00 - Intro
00:49 - Is It Ever Okay To Borrow From Your 401(k)?
05:59 - Ask Clark - Can I open a Roth IRA for my 9-year-old if I pay him to help in our family business—even though Kansas labor laws say 14 is the minimum age to work? (Jenny)
07:57 - Ask Clark - What are my health insurance options for my 20-year-old daughter once she ages out of TriCare, especially with her ongoing mental health care needs? (Tyler)
10:27 - Ask Clark - After a family member’s business was destroyed by embezzlement, how can he begin to fix his taxes, credit, and financial records? (Jon)
14:00 - Clark-Approved Lost Luggage Solution
18:12 - Ask Clark - Is GigSky a legitimate and cost-effective option for cruise and international internet access? (Sherry)
20:51 - Ask Clark - Are multiple accounts at the same bank—like savings, CDs, and money markets—each separately insured up to $250,000 by the FDIC? And do credit unions work the same way under NCUA? (Dave)
23:10 - Ask Clark - A follow-up on a private equity firm gutting a local restaurant chain: There’s now a happy twist, with former locations being revived by a competing chain under a creative new name. (Robin)

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