Full Show: Is Vanguard’s Cash Plus Account Better Than Your Bank? and Dealing With Debt Collectors | Clark Howard Video

Could Vanguard's Cash Plus account be a smarter place to keep your everyday cash? Clark breaks down the features, including the 3.65% interest rate and no fees, and explains why it's a "real deal" for those already with Vanguard. Also, are debt collectors harassing you? Clark explains your rights, how to handle aggressive calls, and the crucial steps to take if you're contacted about a debt (even if you don't think it's yours!).

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 9, 2025, episode of The Clark Howard Show. Submit your questions: link

00:00 - Intro
01:29 - Is Vanguard’s Cash Plus Account Better Than Your Bank?
04:19 - Ask Clark - Should I pay down my mortgage interest rate or make a larger down payment to lower monthly costs? (Mario in North Carolina)
06:19 - Ask Clark – What’s the best toll tag option for a one-time drive through Houston, Texas? (Fred in Minnesota)
08:48 - Ask Clark - Which car insurance companies are best for a 25-year-old with two past accidents? (Nikki)
11:22 - Dealing With Debt Collectors
18:23 - Ask Clark - What’s the best way to gift $180k from life insurance and invest it for income and a child’s future? (Dallon in Arizona)
22:21 - Ask Clark - How can my son transfer $20,000 from a South Korean bank to the U.S. safely and efficiently? (Michelle in Oregon)
25:07 - Ask Clark - Why does Clark recommend avoiding Roth contributions above a certain income level? (Brad in Illinois)

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The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET.

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