Full Show: Retirement Accounts in Panic? and Your Secret Weapon for Volatile Markets | Clark Howard Video
Are you seeing unsettling headlines about 2025? You're not alone. Reports show a surge in retirement account trading, with a staggering 40% of people moving to stable value funds. Fiduciary financial advisor Wes Moss explains why "Tariff Terror" is driving these decisions – and the incredible reason why we should navigate uncertainty with confidence. Also, with market dips and volatility on the rise, how can you protect your portfolio? Wes introduces the "Dry Powder Principle” -- your strategic reserve of safety assets.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 18, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: link
Learn more about Wes: link
00:00 - Intro
00:45 - Retirement Accounts in Panic?
08:11 - Ask Clark - How is the S&P 500 weighted, and why do some stocks have a higher percentage than others? (Greg in Alaska)
11:51 - Ask Clark - Are New York municipal bonds a smart investment for a high-tax state resident? (Scott in New York)
16:49 - Ask Clark - Should I reduce unrealized gains now since I have no income this year? (Gene in Washington)
21:40 - Your Secret Weapon for Volatile Markets
27:33 - Ask Clark - How important is sector weighting in my portfolio, and should I let my 401K provider manage it? (Tim in Florida)
31:37 - Ask Clark - How can I learn more about the "Rule of 55" and best invest my 403(b) funds? (Tony in California)
36:46 - Ask Clark - Can I roll my kids' I Bonds into 529s without triggering taxes? (Molly in New York)
38:24 - Ask Clark - Can I move my 401(k) to Fidelity’s BrokerageLink without tax penalties? (Jason in Oklahoma)
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