Full Show: Scared to Spend? Don't Cancel Plans and #1 Investment Benchmark | Clark Howard Video
Worried about the market and your upcoming vacation? Fiduciary financial advisor Wes Moss explains why you shouldn't cancel your beach trip due to market volatility. Learn a rational approach to navigating bear markets and protecting your life plans. Also, Wes reveals the surprising investment benchmark everyone is really watching (and why it might be misleading you!).
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 22, 2025, Ask an Advisor episode of the Clark Howard podcast.
Submit your questions: link
00:00 - Intro
01:05 - Scared to Spend? Don't Cancel Plans
09:21 - Ask an Advisor - Is it wise to draw down TSP funds early to pay off debt and then pause withdrawals until RMD age? (Bill in North Carolina)
12:56 - Ask an Advisor - How can you simplify and rebalance a taxable brokerage account without triggering big taxes? (Todd in Florida)
16:09 - Ask an Advisor - Should a young teacher with a pension and Roth IRAs in zero-fee Fidelity funds adjust his allocation—or his timeline to reduce risk? (Chuck in Massachusetts)
19:44 - #1 Investment Benchmark
26:02 - Ask an Advisor - What’s the best short-term strategy to grow Social Security savings after already starting benefits? (Joni in Georgia)
29:10 - Ask an Advisor - Should home equity be included when calculating your 4% retirement withdrawal rate? (Wayne in New Hampshire)
31:30 - Ask an Advisor - Is age 63 too late to start moving pre-tax 457(b) money into a Roth IRA to avoid future tax burdens? (Dawn in New York)
Clark.com: Advice You Can Trust:
SUBSCRIBE: link
Listen To The Clark Howard Podcast: link
Apple Podcasts: link
Spotify: link
iHeartRadio: link
Follow Us for More Money Tips:
Website: link
Podcast: link
Newsletter: link
Instagram: link
Facebook: link
Need Consumer Advice?
The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET.
If you found this video valuable, give it a like.
If you know someone who needs to see it, share it.
Leave a comment below with your thoughts.
Add it to a playlist if you want to watch it later.
Our Promise to You:
At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: link
