Clark loves Roth for retirement savings. If you are in a traditional retirement account, now may be the time to do a Roth conversion. Clark shares everything you need to know. Also, bank fees are making a comeback, which has inspired a classic “Clark-Rage” from Clark.
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the April 28, 2025, episode of The Clark Howard Show.
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00:00 - Intro
01:05 - Should You Convert a Traditional IRA to a Roth IRA?
06:38 - Ask Clark - What should we do with our non-deductible IRA contributions as we near retirement and face big RMDs? (Laurie in Georgia)
09:50 - Ask Clark - Should I cash out a CD early to invest in the market while stocks are down? (Logan in Oklahoma)
12:48 - Ask Clark - Where can long-time customers and veterans find affordable home and auto insurance amid California’s rising rates? (Edward in California)
15:57 - Bank Fee Clark-Rage
22:15 - Ask Clark - How can I invest for my newborn daughter without using education-specific accounts? (Logan in Wisconsin)
25:33 - Ask Clark - Why does the IRS take 22% of my bonus each year and is there any legal way to reduce it? (Vern in South Dakota)
27:29 - Ask Clark - Is co-signing a loan for my elderly mother with no credit but solid investments a smart move? (Kelli in California)
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