Are you paying too much for auto insurance? You might be, and your own car and smartphone could be the culprits! Clark dives deep into the shocking truth about how your driving data is being collected and potentially raising your insurance premiums without you even knowing. We'll expose the shady practices of insurance companies and apps, including the recent lawsuit against Allstate, and tell you what you need to know about usage-based insurance. Is it a money-saver or a punishment? Also, Clark sounds the alarm on a nationwide ripoff happening at the gas pump. Gas stations are tacking on outrageous surcharges for credit card payments – sometimes as much as $1 per gallon. Learn how to spot these ripoffs, protect yourself from unfair fees, and ensure you're getting the best price at the pump.
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 14, 2025, episode of The Clark Howard Show.
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00:00 - Intro
01:06 - Should You Let Your Insurance Track You?
06:25 - How can I find more affordable combined auto and home insurance without getting bombarded by calls? (James in North Carolina)
08:32 - Do I need to unfreeze my credit when renewing or shopping for new car or home insurance? (Ken in Arizona)
10:23 - Is Amica still a top pick for home and auto insurance, or should I shop around? (Todd in Maryland)
12:47 - Clark Exposes a Big Ripoff at the Pump
17:09 - What should I do with airline credit cards after earning the bonus if I want to avoid annual fees? (Trudy in North Carolina)
18:44 - Here’s a clever Business Class flight hack: book the outbound in Business and the return in Economy—and some airlines will price the full round-trip at the lower Economy fare! (Vicky in Florida)
21:20 - Is Fidelity’s 2% cash back credit card a good deal—and are they officially in the credit card business now? (Arlean in Illinois)
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The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET.
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