Full Show: Tariff Meltdown Investing Lessons and Top 5 Activities for Happiness | Clark Howard Video
The stock market was in a meltdown last week after the tariff announcement, and it has been a roller coaster over the last several days. How do we handle such uncertainty as investors? Fiduciary financial advisor Wes Moss shares lessons from the market meltdown -- and melt up – along with encouraging statistics to help us feel confident with our finances. Also, Wes shares fascinating data about the top five activities that help make us the happiest – and the worst.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 15, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: link
00:00- Intro
00:38 - Tariff Meltdown Investing Lessons
10:06 - Ask An Advisor - Is your retirement savings target (e.g. $700K) meant per person or per household? If it’s per individual, should a couple aim for double that amount? (Rick in North Carolina)
12:58 - Ask An Advisor - We’re debt-free except for our mortgage, with $500K in retirement accounts and $400K in savings. Should we use a HELOC or cash for home remodeling? And is a taxable brokerage the best place to invest the rest? (Katherine in California)
15:28 - Ask An Advisor - We’re in our mid-50s with healthy 401(k)s (both Roth and Traditional), an HSA, and some S&P investments. When should we start meeting with financial advisors? Also, would using a Roth for long-term spending (via my wife’s account) be better than a taxable S&P fund? (Cliff in Idaho)
20:24 - Top 5 Activities for Happiness
28:35 - Ask An Advisor - I understand the 4% retirement withdrawal rule, but where should the money be invested to follow that strategy safely? (Craig in Utah)
31:19 - Ask An Advisor - We’re about to pay off our home and are considering buying another property. With California prices still high, is this a smart move? And should we pay off our current home first or borrow against it? (Rachelle in California)
35:52 - Ask An Advisor - I can claim Social Security next year at 60 based on my deceased ex-husband’s record. I don’t need the income now, but should I start early in case future benefits get reduced? (Ruth in Massachusetts)
Learn more about Wes: link
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