Full Show: The Only Way To Join a Gym and Cash App’s $255 Million Mistake | Clark Howard Video

A few weeks into 2025, many people are already abandoning New Year’s resolutions like going to the gym. If that’s not you and you want to join a gym, Clark has critical advice to help you avoid a major fitness ripoff. Plus, he shares a warning from Consumer Reports about fitness trackers and our data. Also, Cash App has been ordered to pay $255 million in penalties! Clark explains everything you need to know, including how to safely use payment apps.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the February 17, 2025, episode of The Clark Howard Show.

00:00 - Intro
01:07 - The Only Way To Join a Gym
06:25 - Ask Clark - Oura Membership Issue (Mark in PA) - Upgraded my Oura ring, and now they say I must pay for a membership. I never paid before—wasn't it tied to my account, not the ring?
09:33 - Ask Clark - Is This IRS Tax Site Legit? (Alyssa in WA) -The IRS tax filing link sends me to a non-.gov site. Is it legit?
12:01 - Ask Clark - Hyundai Loan Terms Misleading? (Hugh in OH) - Dealer said I had to keep my Hyundai loan for 90 days or lose a $5K discount. Turns out that wasn’t true. Was this deceptive?
14:36 - Cash App’s $255 Million Mistake
22:09 - Ask Clark - Why Do Costco Gas Prices Vary? (Charlotte in AZ) - Costco gas prices differ by up to 30 cents per gallon. Taxes or pricing strategy?
25:11 - Ask Clark - From $0 to Millionaire (Daniel in CA)- My wife came from East Germany with nothing—now she’s a millionaire at 50.
27:11 - Ask Clark - Should You Donate at Checkout? (Lynn in FL) - Do stores keep a cut of “round-up” donations or claim tax benefits?

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The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET.

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