Full Show: The Truth About Your 403(b) Retirement Plan and How “Bucket Coffee” Delivers Value | Clark Howard Video

Clark dives into the shocking truth about 403(b) retirement plans and why many teachers are getting a raw deal, potentially losing out on hundreds of thousands of dollars. Find out what to do if you're a teacher or know one, and how to spot a bad retirement plan. Then, Clark shifts gears to a fun new trend: giant "bucket" coffees! Discover why businesses are finding success with this unexpected gimmick and what it means for consumers looking for value.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the August 11, 2025, episode of The Clark Howard Show. Submit your questions: link

00:00 - Intro
01:36 - The Truth About Your 403(b) Retirement Plan
10:37 - Ask Clark - How can student entrepreneurs grow a business without getting buried in tax and compliance issues? (Scott in ID)
14:12 - Ask Clark - Is it smart to switch from Fidelity to Schwab over fiduciary concerns? (Anonymous in CA)
15:50 - Ask Clark - Should you pay off a 2.85% mortgage before retirement or invest the money instead? (B in OH)
18:40 - How “Bucket Coffee” Delivers Value
23:22 - Ask Clark - Where should a college student buy a used car for multi-state use—and who should carry the insurance? (Dave in CA)
26:45 - Ask Clark - What are your options if your home insurer wrongly forces you to replace your roof? (Jason in OR)
29:12 - Ask Clark - What’s the best way to insure a rental car in Iceland—and are gravel and ash protection add-ons worth it?(Brandon in FL)

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