Full Show: What A Fed Rate Cut Means For Your Money And #1 Financial Fear (And How To Beat It) | Clark Howard Video

The Fed just cut rates. What does this mean for your money? Wes breaks down what the latest Fed rate cut means for your personal finances. He discusses how a drop in rates impacts everything from mortgage rates and the housing market to your investment portfolio. Plus, Wes shares his insights on the biggest financial fear for many Americans and offers a simple solution to gain clarity and peace of mind.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 23, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: link

00:00 - Intro
00:50 - What a Fed Rate Cut Means for Your Money
09:28 - Ask an Advisor - What’s the best long-term account for a small business owner to grow profits saved in a low-interest checking account? (Karen in Wisconsin)
14:13 - Ask an Advisor - Is it better to reinvest dividends into the same stock or take cash and invest elsewhere? (John in Rhode Island)
16:33 - Ask an Advisor - What’s the smartest strategy for handling backdoor Roth contributions without losing the benefit of dollar-cost averaging? (Michelle in Oregon)
20:34 - #1 Financial Fear (and How To Beat It)
28:53 - Ask an Advisor - Can I keep contributing to a Roth IRA in retirement if my spouse still has W-2 income? (Jeffrey in Virginia)
30:39 - Ask an Advisor - If I start 72t withdrawals from an IRA at 55, can I still contribute to a 401(k) after getting a new job? (Jason in Florida)
33:09 - Ask an Advisor - Are high-yield, income-producing ETFs like QQQY a safe strategy for retirement income, or are they too good to be true? (Jonah in Florida)

Clark.com: Advice You Can Trust:
SUBSCRIBE: link

Listen To The Clark Howard Podcast: link
Apple Podcasts: link
Spotify: link
iHeartRadio: link

Follow Us for More Money Tips:
Website: link
Podcast: link
Newsletter: link
Instagram: link
Facebook: link

Need Consumer Advice?
The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET.

If you found this video valuable, give it a like.
If you know someone who needs to see it, share it.
Leave a comment below with your thoughts.
Add it to a playlist if you want to watch it later.

Our Promise to You:
At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: link