Are you worried about working until you're physically unable to? You're not alone. Retirement programs are helping millions of workers save for their future, but Clark warns that many Americans are still at risk. Learn how to set up your own automatic savings plan, even if your employer doesn't offer one, and make sure your retirement is a choice, not a necessity. Also, Clark challenges you to take control of your finances by tackling "subscription creep." He shares shocking statistics on how much money Americans are wasting on forgotten subscriptions and gives you a step-by-step plan to audit your monthly statements.
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the September 8, 2025, episode of The Clark Howard Show.
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00:00 - Intro
01:21 - Why More Americans Are Working Past 65
09:34 - Ask Clark - Is TreasuryDirect better than using Fidelity or a bond ETF to buy U.S. government bonds? (Anonymous)
10:57 - Ask Clark - Is Verizon’s new Openbank savings account with 4.2% APY a good deal? (Kris in New York)
12:32 - Ask Clark - What are the risks and benefits of dental tourism compared to local dental implant shopping? (Bob in Minnesota)
16:20 - Clark’s September Subscription Challenge
20:24 - Ask Clark - Do virtual credit card limits really protect against unwanted subscription charges? (Tim in Florida)
21:39 - Ask Clark - What should you know about fraud risks with the Fidelity 2% Visa card? (Len in New York)
23:49 - Ask Clark - How can landlords check a renter’s credit history safely and accurately? (Craig in Utah)
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