Planning a cruise? Clark, a 25-time cruiser, explains why demand is softening and how you can use this to your advantage. Learn how to re-shop existing bookings for upgrades or savings, and get Clark's expert tips for finding the absolute best cruise deals by being flexible. Also, imagine building an apartment complex in 22 months instead of 5 years! Clark uncovers a groundbreaking Brooklyn project built like a Lego set, slashing construction time and costs by a third. Discover how modular building is transforming affordable housing and why the U.S. needs to embrace this imaginative solution.
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 9, 2025, episode of The Clark Howard Show.
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Note: Due to a camera issue on the first half of the episode, the angle featuring both Clark and Christa was unavailable. We were only able to capture Clark’s solo shot during that portion.
00:00 - Intro
01:04 - Why Now Is a Great Time for Cruise Deals
05:15 - Is it safe to book cruise excursions through Viator or Shore Excursion Group instead of the cruise line? (Liz in New York)
08:11 - How can I use Google Flights to find cheaper international flights from coastal cities if I don’t live near one? (Wes in Missouri)
13:09 - Is a Capital One 360 account a good option for reliable ATM access while traveling abroad? (Bill in Delaware)
16:44 - The Future of Affordable Housing
21:20 - Should I install solar panels now to secure incentives, or wait a few years post-renovation? (Shirley in California)
23:13 - Is there a good replacement for the Bluebird Prepaid Card now that Amex is canceling it in 2026? (Tee in Ohio)
24:41 - How can I protect myself from losing use of my car for months due to unavailable parts after an accident? (Kyle in Pennsylvania)
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