Full Show: Why Your A/C Bill May Explode This Summer and Clark’s Mandate To Use Your Vacation Days | Clark Howard Video

This summer, get ready for potentially record-high cooling bills. Clark breaks down the big reason why your electricity rates will be impacted, even as you've been doing your part to be energy efficient. Also, Clark tackles another crucial summer topic: taking your vacation! Many Americans leave paid time off unused, but Clark explains why unplugging is essential for your well-being and even your career. Don't let your vacation days go to waste!

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 18, 2025, episode of The Clark Howard Show.

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00:00 - Intro
00:37 - Why Your A/C Bill May Explode This Summer
05:41 - Ask Clark - Are HVAC monthly maintenance plans worth it, or just a scare tactic to upsell repairs? (Mike in Ohio)
09:00 - Ask Clark - Should I get a credit card from a different issuer now that Capital One is buying Discover? (Richard in New York)
10:40 - Ask Clark - Can a 25-year-old defrauded by her own father avoid bankruptcy—or at least reduce what she owes? (Tina in California)
16:00 - Clark’s Mandate To Use Your Vacation Days
20:19 - Ask Clark - Is it smart to leave $20K in frozen PTO with my employer, or could that money be at risk? (Ken in Washington)
22:55 - Ask Clark - Why is it so hard to use points or change flights when multiple airlines are involved? (Trudy in North Carolina)
26:45 - Ask Clark - Should I exchange dollars for euros in the U.S. or wait until I arrive in Greece? (Ruby in Georgia)

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The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET.

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