Are restaurant bills eating up your budget? Clark shares what’s going on in the restaurant industry, along with a few opportunities to save. Also, Clark explains the ongoing struggles at the USPS and how services like Pirate Ship can help you save money and avoid shipping headaches.
Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 21, 2025, episode of The Clark Howard Show.
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00:00 - Intro
01:20 - Why Your Restaurant Bill Is So High
09:20 - Ask Clark - A BJ’s is opening near me—how does it compare to Costco and Sam’s Club, and is it worth adding another membership? [Robert in Texas]
12:17 - Ask Clark - I have a Spanish Costco membership and can't access U.S. website features like Costco Travel. Is there a workaround, or should I switch to a U.S. membership? [Tom in Oklahoma]
14:47 - Ask Clark - I love Costco, but are there any Costco products, services, or programs you don’t recommend? [Geoff in Georgia]
18:02 - Beat Rising USPS Costs/Delays
22:37 - Ask Clark - Should I proactively replace 20-year-old appliances now due to rising parts costs and tariff uncertainty, or wait until they break? [John in Arizona]
25:56 - Ask Clark - I switched to the AmEx Platinum through Schwab. If I cancel my Chase cards with $90k in credit limits, how will it affect my FICO score? [Irene in Florida]
28:29 - Ask Clark - My financial advisor added an arbitration clause in a new agreement after changing custodians—should I be concerned? [Mike in Ohio]
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