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En Suite Bathrooms: The Secret to The Perfect Guest-Ready Home
We’re staying with our parents for five weeks in Honolulu, and I wanted to share a little revelation I’ve learned about making a home guest-ready. If…
Why I’ll Never Manage Money for Anyone for Free Again
About a year ago, a relative asked me to help manage her money. She had been paying a ~1% asset management fee with Goldman Sachs Asset Management (G…
Sleep In, Stay Broke: Wake Up Earlier for Financial Success
I’m convinced that if you wake up just one hour earlier every day for the next 10 years, you’ll not only accomplish far more, but also build signific…
Your Perception of War and Death Depends on Your Experiences
When the U.S. bombed three locations in Iran, my initial reaction was a mix of hope and sadness. Hope—because I wished it might lead to a reduction i…
Think In Two Timelines If You Want To Build Greater Wealth
If you want to grow your wealth faster than the average person, I suggest trying to think in two timelines that move together in unison. The first ti…
You Can’t Save The World, So Mind Your Own Finances
When I first started Financial Samurai back in 2009, I had idyllic dreams of helping as many people as possible achieve financial freedom. My finance…
Execution Fear: The Silent Killer of Great Real Estate Deals
One of the most overlooked risks in real estate investing isn’t rising interest rates, leverage, or even tenant issues—it’s execution fear. You …
Mommies, Nannies, Au Pairs, and Me: The End Of Being A SAHD
When my son was born in 2017, I decided to focus on being a stay-at-home dad (SAHD). Every early childhood development book I read emphasized that th…
A Terrible Life Insurance Mistake That Cost Me A Fortune
In late 2022, my wife and I were finally able to lock in matching 20-year term life insurance policies at an affordable rate through Policygenius. Fo…
The Best Way To Determine If You Have Enough Money
I recently received a question that boils down to this: How do you know when you have enough money? And once you do, when is it time to shift from ch…
Descending The Corporate Ladder: A Great Solution To A Better Life
Feeling burned out and underappreciated? Tired of managing people and just want to focus on your craft? Thinking about going back to school to do som…
The Hidden Dangers of Earning Risk-Free Passive Income
I’ve been focused on building passive income since 1999, back when I had to be in the office by 5:30 a.m. and worked past 7 p.m. often. Weekends were…
The Time To Participate In A No Spend Challenge Is Now
Have you heard of the no-spend chalenge? It’s a popular concept among budget-minded and minimalist bloggers who encourage us to save more and declutt…
The Time To Participate In A No-Spend Challenge Is Now
Have you heard of the no-spend chalenge? It’s a popular concept among budget-minded and minimalist bloggers who encourage us to save more and declutt…
Rich Banks of Mom & Dad Are Everywhere—Accept It and Adapt
If you are a parent, your mission is clear: develop into a rich Bank of Mom & Dad to save your children. If you don’t have wealthy parents yours…
The Rise Of Everyday Middle-Class Multi-Millionaires
There is more wealth out there than you think. But the government and media sometimes likes to trick us into believing there is not. Government data …
The Choices We Make To Achieve Financial Freedom Aren’t For Everyone
After publishing Why We Keep Spending Even Though We Know We Shouldn't, I realized something important: the real reason I wasn’t willing to spend on …
Why We Keep Spending Even When We Know We Shouldn’t
Spending money is an American pastime. With a national saving rate hovering around 5%, it's clear we collectively love to spend. And honestly, being …
Accepting A Preemptive Offer vs. Listing On The Open Market
When you decide to sell a house, you might encounter a preemptive offer—a bid that arrives before you list publicly on the open market or reach your …
How An ARM Can Save And Make You More Money On A Home
About once a month, I get an email or comment from a reader criticizing adjustable-rate mortgages (ARMs) as a poor financial choice. Since I’ve been …