The Ideal Time To Contribute To A Roth IRA | Financial Samurai Podcast
The ideal time to contribute to a Roth IRA is when you're young and poor. In other words, if you're a student and in your 20s earning less than the maximum income limit, you should be contributing.
However, if you're about the 22% federal marginal income tax rate, it's a push.
Tax diversification in retirement is important!