Average Roth IRA Balance by Age: The Reality Check 💰
Average Roth IRA balances by age reveal harsh truths about retirement planning. Most Americans are drastically behind where they should be. But here's what matters more than averages: consistency beats timing. A 25-year-old contributing $500 monthly will crush a 35-year-old putting away $1,000. Time is your biggest advantage. Don't compare yourself to averages - focus on maxing contributions and letting compound interest work its magic.