Do this for decades and wake up one day “accidentally” rich.
Automate your paycheck.
Direct deposit straight to checking—no manual moving money.
Pay yourself first.
Set up automatic transfers to savings and investments the day you get paid.
Invest in index funds like VOO and VTI.
No guessing—just steady growth over time.
Automate your bills.
Never miss a payment, never pay late fees.
Ignore the noise.
Stick to the plan, let compound interest do its thing.