Lump Sum vs Dollar Cost Averaging: The Roth IRA Debate 💸 | Master Money Video

Lump Sum vs Dollar Cost Averaging: The Roth IRA Debate 💸
Can you max out your Roth IRA all at once? Absolutely. The question is should you? Team Lump Sum wins mathematically - time in market beats timing the market. But Team Dollar Cost Averaging wins psychologically - easier to stomach market dips when you're buying monthly. The real answer? Whatever gets you to actually invest consistently.