Open a Roth IRA in 4 Simple Steps 📋
How to open a Roth IRA: Step 1 - Go to Vanguard or Fidelity (low fees, solid options).
Step 2 - Fill out basic info for your brokerage account.
Step 3 - Link your checking account and start contributing.
Step 4 - Actually invest the money in index funds and ETFs.
Most people nail steps 1-3 then let cash sit earning nothing. Your money needs to be invested to grow. Set it, forget it, and watch compound interest work its magic.