Roth vs Traditional IRA: The Tax Battle Explained ⚖️
Roth IRA: Pay taxes now, withdraw tax-free forever. No required distributions. Perfect for young earners expecting higher future tax rates. Traditional IRA: Tax deduction now, pay taxes later on everything. Required distributions at 73. Better for high earners needing immediate tax relief. The winner? Usually Roth for anyone under 40. Time + tax-free growth = wealth building magic most people miss.