The 25x Rule: Your Exact Retirement Number 🎯
This rule tells you exactly how much you need for retirement. Need $40,000 annually? You need $1M saved.Need $60,000? That's $1.5M.
This follows the 4% safe withdrawal rate - you can pull 4% yearly without touching principal.
Most Americans have no clue what their number is, which explains why 40% have zero retirement savings.
Calculate yours today, then work backwards to see how much you need to save monthly.