The pros and cons of investing your retirement assets 100% in equity, including half in international stocks. Why the 4% spending rule is too aggressive.
- Why historical asset class return studies that use only U.S. data are biased
- How researchers build a broader database to study retirement outcomes and spending rates
- How a 100% stock portfolio performed compared to balanced portfolios and target date funds
- Why investors should have half their assets in international stocks
- Why a 4% spending rule is too high, and what is the alternative
Sponsor
NetSuite – Get your free KPI checklist
Insiders Guide Email Newsletter
Get our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter
Our Premium Products
Asset Camp
Money for the Rest of Us Plus
Show Notes
Beyond the Status Quo: A Critical Assessment of Lifecycle Investment Advice by Aizhan Anarkulova, Scott Cederburg, and Michael S. O'Doherty—SSRN
The Safe Withdrawal Rate: Evidence from a Broad Sample of Developed Markets by Aizhan Anarkulova, Scott Cederburg, Michael S. O'Doherty, and Richard W. Sias—SSRN
Related Episodes
421: Beware of Survivorship Bias When Investing
326: The New Math of Retirement Spending and Investing
254: Should You Be 100% Invested In Stocks?
250: Investing Rule One: Avoid Ruin
See Privacy Policy at link and California Privacy Notice at link.