“He wants a house, I don’t want to go bankrupt.” | Ramit Sethi Video

Ramit Sethi of I Will Teach You To Be Rich talks to Athena (31) and Arie (30), who are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philosophies—don’t align. Athena’s upbringing was defined by instability and strict religious messaging around money; Arie’s was middle-class and frugal. Now, they're realizing that love alone isn’t enough—they need a shared plan. Can Ramit help them define their values, shift their dynamic, and start building a future as true partners?

In this episode we uncover:
* The subtle financial tension that’s been building—and how it’s showing up in everything from gift-giving to debt.
* Why Arie is laser-focused on buying a home, while Athena worries about losing her freedom.
* The real reason Athena keeps her finances separate—and how her upbringing shaped that decision.
* How Arie’s savings mindset clashes with Athena’s more flexible approach to money.
* A surprising admission about holiday spending.
* What it really means to feel “safe” with money.
* The power struggle hiding beneath their shared bank account.
* How financial shame from childhood still influences their present-day relationship.
* Their unspoken fears—and how Ramit pushes them to define their shared Rich Life.

⏩ CHAPTERS
(00:00:00) “It’s a dream”—but what if your partner doesn’t share it?
(00:08:30) They don’t fight—but is that actually the problem?
(00:21:19) “I don’t know if I can say yes if I have debt”
(00:24:44) Ramit breaks down their numbers
(00:37:36) Dreaming big while avoiding the details
(00:45:32) “What kind of person doesn’t own a house?”
(00:49:39) The moral script keeping Athena stuck
(01:15:49) “If you want something for yourself, you’re greedy”
(01:17:20) Getting honest about a future they can’t afford
(01:35:00) Where are they now? Athena and Arie’s follow-ups

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