“Our childcare costs are about to quadruple. Are we screwed?” (Part 2) | Ramit Sethi Video

Ramit Sethi of I Will Teach You To Be Rich continues talking with Dominique (33) and Chris (34) — a couple earning $180K a year, raising a toddler, and still living paycheck to paycheck. Dominique felt alone in managing their finances, while Chris stayed disengaged, assuming things were fine.

In Part One, we uncovered the cracks: a lack of communication, zero long-term planning, and growing resentment. Now, as their childcare costs are about to quadruple, will they be able to move past survival mode and start working as a team? Will Chris finally step up — and can Dominique let go of overthinking and accept support?

In this episode we uncover:
* How their expensive Arizona house became a symbol of both pride and financial strain.
* The quiet resentment Dominique feels when Chris is out of work — and why she kept it to herself.
* A surprising disconnect around how much they contribute — and who’s really paying more.
* Ramit’s reality check about going month to month on a six-figure income.
* Why Dominique’s overthinking makes her feel in control — but leaves them stuck in place.
* The false sense of security that’s masking a dangerous truth: They have just two months of savings.
* The emotional cost of living reactively — and what it will take for them to finally plan ahead.

⏩ CHAPTERS
(00:00:00) “My friend sold it to me…” — the truth about whole life insurance
(00:08:18) Investing, saving… or just surviving?
(00:14:11) Problem-oriented vs. solution-oriented
(00:21:24) Ramit breaks down their numbers
(00:25:27) He’s living for his son — but what about himself?
(00:37:45) What if selling your house meant losing money?
(00:42:26) “I thought I’d be co-parenting by now”
(00:51:51) Dominique & Chris 2.0: Confident. Open. Together.
(01:02:43) Where are they now? Dominique and Chris’s follow-ups

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