Practice over Perfection - Shifting Your Money Mindset to Reduce Frustration & Improve Communicat... | The Military Money Manual Video

Better every day. That's the goal. Not perfection.

What skill have you ever learned that you were perfect at right from the start? Then why are you so hard on yourself when your financial journey isn't perfectly smooth and easy? Each positive decision you make, each money conversation you have with your spouse is like a good set at the gym. Not every rep is perfect, so you keep working on it.

This week, we're talking mindset shifts to help you think of one way you can PRACTICE this week with:


• Spending intentionally

• Communication

• Overcoming exessive frugality & moving on from seasons of aggressive saving

Money management is a skill that improves with practice. You'll get better with each rep. Don't expect perfect from you every day (or from your spouse!). What decision today could be one rep? 

For a limited time, Spencer is offering one-on-one Military Money Mentor (link  sessions! Get your personal military money and investing questions answered in a confidential coaching call.

Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp (link  to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE!

If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual (link  or email [email protected].

If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon (link  or at shop.militarymoneymanual.com (link .

I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express (link , the American Express® Gold Card (link , and the Chase Sapphire Reserve® Card (link  in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 (link .

Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 (link .

The Platinum Card® from American Express (link  and the American Express® Gold Card (link  waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.