Why Aren’t Mortgage Rates Falling? | The Stacking Benjamins Show Video

Why Don’t Mortgage Rates Drop When the Fed Cuts Rates? 💡

Did you know the Fed doesn’t directly set mortgage rates? While rate cuts impact bank lending, mortgage rates depend on supply, demand, and economic trends. If demand is strong, banks keep rates high to boost profits.

Don’t wait around—focus on improving your credit score and saving for a down payment to secure the best deal when rates align.

#WhyMortgageRatesAreHigh #MortgageTips #HomeBuyingAdvice #StackingBenjamins #FedRates

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