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What Happens If Your Brokerage Company Goes Out of Business?

What Happens If Your Brokerage Company Goes Out of Business?

If you’ve invested even $1 toward retirement, you most likely hold an account at a brokerage company. You may have accounts with multiple inves…

Best Health Savings Account (HSA) Providers In 2025

Best Health Savings Account (HSA) Providers In 2025

We compare the best health savings accounts (HSA) providers that offer free HSAs, investing options, and more. The post Best Health Savings Account (…

11 Lazy Money Hacks to Mindlessly Save More

11 Lazy Money Hacks to Mindlessly Save More

I don’t know about you, but something about late-Winter and early-Spring just makes me want to stay in bed and hibernate. Motivation from the new yea…

FSA Extends IDR Recertification Until 2026
FSA

FSA Extends IDR Recertification Until 2026

FSA extends IDR recertification deadlines until 2026, giving borrowers relief amid processing delays. Here’s what you need to know. The post FSA Exte…

How to Save Up to 20% on New Construction Homes

How to Save Up to 20% on New Construction Homes

In real estate, timing is everything. Right now, builders across the country are sitting on excess inventory, offering some of the most attractive di…

The Only Good Reasons To Pay Off A Low-Interest-Rate Mortgage Early

The Only Good Reasons To Pay Off A Low-Interest-Rate Mortgage Early

Despite the wonderful peace of mind that comes with owning a home free and clear, deciding to pay off a low-interest rate mortgage early is not alway…

Safe Savings Rate — What Percentage of My Income Should I Save for Retirement?

Safe Savings Rate — What Percentage of My Income Should I Save for Retirement?

Are you hoping to retire one day? How much do you need to start saving? Here's what percent of your income you need to put away. The post Safe Saving…

Student Loan Bills Rise Due To IDR Processing Freeze

Student Loan Bills Rise Due To IDR Processing Freeze

Borrowers face unexpected student loan payment hikes as IDR recertification remains stalled. Some are pushed into forbearance as loan servicers strug…

The 52-week Savings Challenge

The 52-week Savings Challenge

The 52-week savings challenge helps you save $1,378 in one year, without really even noticing a difference in your spending habits! The post The 52-w…

How to Fix a Failing Budget

How to Fix a Failing Budget

If you tried and failed, congratulations. Most people don't even try! Now, here's how to fix that failing budget of yours. The post How to Fix a Fail…


Podcast Feed

Your Overspending Will Eventually Catch Up With You

Your Overspending Will Eventually Catch Up With You

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! While the show host…

Life-Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103

Life-Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103

Jesse Cramer speaks with Christine Benz, Director of Personal Finance at Morningstar, about insights from her book How to Retire. Before their discus…

Life Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103

Life Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103

Jesse Cramer speaks with Christine Benz, Director of Personal Finance at Morningstar, about insights from her book How to Retire. Before their discus…

When Do You Need to Change Your Savings Rate?

When Do You Need to Change Your Savings Rate?

We start with a question from Brit: "If you are starting in your mid 30s, does the 25% rule still apply?" Then we answer more of your questions whi…

110: The Spending Trap: Escape the Psychology of Broke

110: The Spending Trap: Escape the Psychology of Broke

In this week’s episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their perspectives on how to escape the three most common s…

MtoM #215: Dentist Pays Off HPSP Contract and Finance 101: Credit Scores

MtoM #215: Dentist Pays Off HPSP Contract and Finance 101: Credit Scores

Today we are talking with a dentist who is completing his HPSP contract. He shares with us the positives and the negatives of his four year contract.…

Q&A: Preparing for a Recession, Invest $37K or Pay Off the Car, & Active Portfolio Management

Q&A: Preparing for a Recession, Invest $37K or Pay Off the Car, & Active Portfolio Management

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚡️ Register for the webinar taking place…

200. “Should we pay off our massive debt? Or invest more?”

200. “Should we pay off our massive debt? Or invest more?”

Wilson (46) and Shannon (35) have built a strong financial foundation—owning a vacation rental, maxing out Roth IRAs, and earning solid incomes. But …

03.17.25  Pay Less For A Vehicle   /   Power Bills: Smart Meters Vs Regular Meters

03.17.25 Pay Less For A Vehicle / Power Bills: Smart Meters Vs Regular Meters

Today Clark focuses on one of the biggest purchases most of us make in life - cars. There are ways to get a vehicle for way less money than most peop…

18 IRA Mistakes That Could Cost You Thousands! (Avoid These at All Costs!)

18 IRA Mistakes That Could Cost You Thousands! (Avoid These at All Costs!)

In this episode of the Personal Finance Podcast, we're going to talk about the common IRA mistakes that can cost you in retirement. From waiting too …


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